Periodically, Aspen Funds will publish a new economic forecast report focused on macro-economic trends. Bob Fraser has written economic newsletters for many years, and is a well-respected authority, having helped thousands navigate through the changing economic cycles. He has an impressive track record forecasting trends related to real estate, currencies, commodities and the stock market.
We hope you're staying healthy and safe. In light of the recent impact of the Coronavirus, we’ve been getting a lot of questions from investors. Our Co-Founder and CFO, Robert Fraser, put together a quick 24-minute video covering the following topics:
A: Aspen has been managing note funds since 2013. The Aspen Income Fund was started in 2013 and since then we have never missed a preferred return payment, nor have we lost any investor’s principal investment capital.
A: The minimum investment in Aspen Income Fund is $50,000.
A: The initial lock-up period for this fund is 1 year. After 1-year we provide best-efforts liquidity and allow investors the option to redeem their shares on a quarterly basis with 90 days written notice.
A: Yes, this fund is open-ended, also known as an evergreen fund. We calculate Net Asset Value (NAV) on a quarterly basis and allow investors to subscribe and redeem at the current share price.
A: Upon initial investment, we have a 3-month delay period (in order to deploy capital). Then, investors will receive their preferred returns monthly either by direct deposit (ACH) or by check.
A: Yes, investing in the private fund is completely passive. When investing in a private fund, you are leveraging our management company’s experience in this business and participate in a diversified portfolio. Investors receive their monthly preferred return by either wire or check.
A: On a monthly basis, investors receive their preferred return. Quarterly, we provide capital account statements, investor newsletters, and financial statements. We also always welcome calls from our investors.
A: If you invest, you become a part owner of the fund versus a specific note. Therefore, your capital is diversified across all the notes in the portfolio.
A: Yes, our funds currently only allow accredited investors.
A: Yes, our funds allow investment through qualified retirement money. This must be done through a self-directed IRA or 401K. If you don’t yet have a self-directed account, we can make introductions to several custodians that we have worked with. Additionally, our funds do not generate Unrelated Business Income Tax (UBIT).
A: An individual or an entity can generally qualify as an accredited investor if they meet at least one of the following criteria:
For more information about the requirements of an accredited investor, see this bulletin from the SEC.
This case study is a behind-the-curtain look at an actual mortgage that is owned by our income fund, Aspen I Income Fund.
This mortgage is what is commonly referred to as a Re-Performing Loan (RPL) in our industry. The borrower ran into financial challenges and couldn’t keep up with the original mortgage payments…Read More
The Aspen Income Fund Deep Dive webinar covers many topics about the Aspen Income Fund in great details, including:
How to generate consistent income passively
Real examples of real estate notes and how they work
How private investments compare to other asset classes
The keys to conservatively underwriting these assets
Why it's better to be the bank
About Aspen's historical track record