Periodically, Aspen Funds will publish a new economic forecast report focused on macro-economic trends. Bob Fraser has written economic newsletters for many years, and is a well-respected authority, having helped thousands navigate through the changing economic cycles. He has an impressive track record forecasting trends related to real estate, currencies, commodities and the stock market.
The concerns are primarily driven by rising mortgage interest rates and decreasing affordabili ...
A: Aspen has been managing note funds since 2013. The Aspen Income Fund was started in 2013 and since then we have never missed a preferred return payment, nor have we lost any investor’s principal investment capital.
A: The minimum investment in Aspen Income Fund is $50,000.
A: The initial lock-up period for this fund is 1 year. After 1-year we provide best-efforts liquidity and allow investors the option to redeem their shares on a quarterly basis with 90 days written notice.
A: Yes, this fund is open-ended, also known as an evergreen fund. We calculate Net Asset Value (NAV) on a quarterly basis and allow investors to subscribe and redeem at the current share price.
A: Upon initial investment, we have a 3-month delay period (in order to deploy capital). Then, investors will receive their preferred returns monthly either by direct deposit (ACH) or by check.
A: Yes, investing in the private fund is completely passive. When investing in a private fund, you are leveraging our management company’s experience in this business and participate in a diversified portfolio. Investors receive their monthly preferred return by either wire or check.
A: On a monthly basis, investors receive their preferred return. Quarterly, we provide capital account statements, investor newsletters, and financial statements. We also always welcome calls from our investors.
A: If you invest, you become a part owner of the fund versus a specific note. Therefore, your capital is diversified across all the notes in the portfolio.
A: Yes, our funds currently only allow accredited investors.
A: Yes, our funds allow investment through qualified retirement money. This must be done through a self-directed IRA or 401K. If you don’t yet have a self-directed account, we can make introductions to several custodians that we have worked with. Additionally, our funds do not generate Unrelated Business Income Tax (UBIT).
A: An individual or an entity can generally qualify as an accredited investor if they meet at least one of the following criteria:
For more information about the requirements of an accredited investor, see this bulletin from the SEC.
Here's a roundup of some high-quality podcasts on real estate, investing, and generating cash flow: Old Dawg's REI Network by Bill Manassero - This network is a community of people who are in or near retirement who are interested in generating increased cash flow throughout their retirement years. And here's...Read More
About the Note If you’re newer to Aspen Funds, I recommend that before you read this case study, be sure to look at our Income Fund page to get a better understanding of our strategy, process, and portfolio. This case study will be a behind-the-curtain look at an actual mortgage...Read More
What is an ‘alternative investment’? The term ‘alternative investment,’ might bring to mind an investment that only large institutional investors have access to, or at least an investment that is generally too complicated for the average investor to understand. This is a common misconception, and until recently, may have been...Read More
Why Cash Flow is Important You may have heard the phrase "cash is king." From my days as a business banker, this was drilled into my head as one of the keys for evaluating deals. The idea is twofold. One, businesses or investors should have substantial cash reserves. And two,...Read More
The Aspen Income Fund Deep Dive webinar covers many topics about the Aspen Income Fund in great details, including:
How to generate consistent income passively
Real examples of real estate notes and how they work
How private investments compare to other asset classes
The keys to conservatively underwriting these assets
Why it's better to be the bank
About Aspen's historical track record